Drive with confidence knowing you're fully covered

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Auto insurance that keeps you protected on the road

Accidents happen—but with the right auto insurance, you won’t have to worry about what comes next. At Thill-Demerly Insurance Agency, we provide reliable, affordable auto insurance that covers you, your passengers, and your vehicle. Whether you're commuting daily or taking road trips, we’ll find the right protection for your needs.

Find the right coverage for your vehicle

Liability Coverage

Protects against damages and injuries you may cause to others.

Comprehensive Insurance

Covers theft, vandalism, and non-collision damages like hail or flooding.

Collision Coverage

Pays for repairs if your car is damaged in an accident.

A fender bender shouldn’t break the bank. The right coverage makes all the difference

Why drivers trust Thill-Demerly Insurance Agency

Affordable coverage options

Plans that fit your budget without sacrificing protection.

Multi-car discounts

Save more when you insure multiple vehicles on one policy.

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Independent agency advantage

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We compare policies from top insurance providers for the best deal.

Fast claims assistance

Quick, hassle-free claims support when you need it most.

Flexible policy choices

Tailored coverage for cars, trucks, motorcycles, and classic vehicles.

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Local expertise

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Serving drivers across New York, North Carolina, and Florida.

Common questions about auto insurance

  • What type of auto insurance coverage do I need?

    At minimum, most states require liability coverage for bodily injury and property damage. Additional coverage, like comprehensive and collision insurance, provides extra protection for your vehicle and can be customized to fit your needs.

  • Does my policy cover rental cars?

    Many policies include rental car coverage, but it depends on your specific policy. If you're unsure, we can review your coverage and recommend options that keep you protected on the road.

  • Can I save money on my auto insurance?

    Yes! Discounts are available for safe driving records, bundling policies, and installing safety features. We’ll explore all options to help you save on premiums while keeping you well-protected.

  • How does my deductible affect my premium?

    A higher deductible can lower your monthly premium, but it means you'll pay more out-of-pocket for claims. We help you find the right balance between affordability and coverage.

  • Why should I choose an independent agency like Thill-Demerly?

    Unlike large insurance companies, we shop multiple carriers to find you the best coverage at the most competitive price. Our focus is on personalized service and policies that fit your lifestyle.