Protect your business property with coverage that works for you

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Comprehensive property insurance for businesses of all sizes

Your business property is one of your most valuable assets—make sure it’s protected. At Thill-Demerly Insurance Agency, we offer customized property insurance for commercial buildings, rental spaces, and investment properties. Whether you own an office, retail space, or warehouse, we help you find the right coverage for your needs.

Coverage designed to protect your business investment

Building Coverage

Protects your commercial structure from fire, vandalism, and storm damage.

Equipment & Inventory

Covers essential business equipment, furniture, and inventory losses.

Loss of Income

Helps replace lost revenue if your business is temporarily shut down.

A damaged business property shouldn’t mean a damaged future. Get covered today.

Why business owners trust Thill-Demerly Insurance Agency

Specialized expertise

Policies designed for your specific property type.

Protects your investment

Keeps your business running after unexpected damage.

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Fast claims processing

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Quick support to minimize downtime and loss.

Covers more risks

From fires to natural disasters, we’ve got you covered.

Independent agency advantage

We compare top providers to find the best deal.

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Serving multiple states

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Available in New York, North Carolina, and Florida.

Common questions about business property insurance

  • What does business property insurance cover?

    It covers your commercial building, inventory, and equipment from damage caused by fire, storms, vandalism, and theft. Additional options, like loss of income coverage, help you recover financially if your business is forced to close temporarily.

  • How much commercial property insurance do I need?

    Coverage depends on your building’s value, equipment, and risk factors. We assess your specific needs to recommend a policy that fully protects your investment.

  • Is business property insurance required?

    If you have a mortgage or lease, your lender or landlord may require coverage. Even if it’s not mandatory, property insurance safeguards your business from unexpected losses.

  • Does my policy cover flood damage?

    Most standard commercial property policies do not cover flood damage. You may need a separate flood insurance policy, which we can help you secure.

  • Why should I choose Thill-Demerly for my business insurance?

    We work with multiple carriers to find competitive rates, customized coverage, and dedicated claims support. Our goal is to help you secure your business with the best protection available.