Protect your business from unexpected legal and financial risks

A man and a woman are giving each other a high five while sitting at a table with a laptop.
A man is talking to a woman at a counter in a store.

Business liability insurance that keeps you covered when it matters

Running a business comes with risks, but the right liability coverage protects you from costly lawsuits and claims. At Thill-Demerly Insurance Agency, we help businesses secure tailored liability insurance that covers property damage, injuries, and legal fees. Whether you’re a small startup or an established company, we’ll find the right policy for you.

Coverage that protects your business from legal claims

General Liability

Covers property damage, bodily injuries, and legal expenses.

Professional Liability

Protects against claims of errors, omissions, or professional negligence.

Product Liability

Coverage for damages caused by defective products your business sells.

A single lawsuit could cost you everything. Liability insurance keeps your business safe

Why businesses trust Thill-Demerly for liability insurance

Financial protection

Coverage for legal fees, settlements, and damages.

Tailored policies

Customized liability coverage based on your business type.

A black shield with a check mark inside of it on a white background.

Independent agency advantage

A hand is holding a group of people.

We compare multiple providers for the best options.

Fast claims support

Quick assistance when you need it most.

Covers multiple risks

From property damage to customer injuries, we’ve got you covered.

A black and white icon of a person under an umbrella and a shield.
A black and white icon of a map with a pin on it.

Available in multiple states

Serving businesses in New York, North Carolina, and Florida.

Common questions about business liability insurance

  • What does general liability insurance cover?

    General liability insurance protects your business from claims involving bodily injury, property damage, and legal expenses. If a customer gets injured at your business or sues for damages, this coverage helps cover the costs.

  • Do I need professional liability insurance?

    If your business provides professional advice or services, professional liability insurance (also known as errors & omissions insurance) is essential. It protects you from claims of negligence, mistakes, or omissions in your work.

  • Is business liability insurance required by law?

    Liability insurance isn’t always legally required, but many landlords, lenders, and clients may require it before working with your business. It’s a critical layer of protection against unexpected legal issues.

  • How much liability insurance does my business need?

    Coverage amounts vary based on your industry, size, and risk factors. We help assess your business needs and find a policy that provides the right level of protection.

  • Why should I choose Thill-Demerly for my business insurance?

    We specialize in helping businesses get the right liability coverage at competitive rates. As an independent agency, we work with multiple carriers to ensure you get the best policy for your unique needs.