Protect your rental properties with landlord insurance that delivers

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Coverage designed to protect your rental investments

Owning rental properties is a great investment, but it comes with risks. Whether you rent out a single-family home or manage multiple units, landlord insurance helps safeguard your property, income, and liability. At Thill-Demerly Insurance Agency, we provide policies tailored to protect landlords from unexpected damages, tenant issues, and financial losses.

Comprehensive protection for landlords and rental properties

Property Protection

Covers damages from fire, storms, vandalism, and other unexpected events.

Loss of Rental Income

Reimburses lost rent if a covered event makes your property unlivable.

Liability Coverage

Protects against legal claims from tenant injuries or property damage.

When tenants move in, peace of mind should move in too. Get landlord insurance today.

Why landlords trust Thill-Demerly Insurance Agency

Comprehensive property coverage

Protection against structural damage and property loss.

Income protection

Helps cover lost rent due to covered damages.

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Independent agency advantage

We compare multiple providers for competitive rates.

Legal defense support

Helps cover attorney fees in case of tenant lawsuits.

Fast claims processing

Quick resolution to keep your rental business running smoothly.

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Available in multiple states 

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Coverage for properties in New York, North Carolina, and Florida.

Common questions about landlord insurance

  • What’s the difference between landlord insurance and homeowners insurance?

    Homeowners insurance covers owner-occupied homes, while landlord insurance is designed for rental properties. It provides added protections like loss of rental income and tenant liability coverage.

  • Does landlord insurance cover tenant damage?

    Most policies cover accidental damage caused by tenants, but intentional damage may require additional coverage. We help landlords explore options to ensure their properties stay protected.

  • Do I need landlord insurance for short-term rentals?

    Yes. If you rent out your property for short-term stays, standard homeowners policies may not cover damages. Landlord insurance, or a specialized short-term rental policy, helps fill this gap.

  • Is landlord liability coverage necessary?

    Absolutely. If a tenant or visitor gets injured on your rental property, you could be held legally responsible. Liability coverage helps pay for legal fees and medical costs in these situations.

  • Why choose Thill-Demerly for landlord insurance?

    We understand the unique risks landlords face and offer policies from top providers to ensure the best protection at the best rates. Our experience helps you secure coverage that fits your rental business.