As winter approaches, the shift in season can bring concern about keeping your home safe and warm. A few proactive steps now can help prevent stress and costly insurance claims later on. Here's how you can prepare.
Seal Gaps Around Windows and Doors
This classic step is crucial for retaining heat and reducing energy bills. Check for drafts and use weather stripping or caulk to seal any gaps.
Boost Indoor Air Quality
Using HEPA filters can remove viruses and particles, while MERV 13+ filters target dust and allergens. Consider installing them in HVAC systems or use portable units.
Document Your Home Digitally
Create a smartphone video walkthrough of your home and its valuables. This will help streamline potential insurance claims if needed.
Insulate Exposed Pipes
Prevent freezing and bursting by insulating pipes, particularly in basements or exterior walls. This simple step can save you from significant water damage.
Schedule a Heating System Checkup
An annual inspection can avoid surprise breakdowns during cold snaps. Ensure your heating system is running efficiently.
Clear and Check Solar Panels
Activate winter modes and remember to clear snow post-storm to maintain efficiency. Keeping solar panels clear ensures optimal performance.
Update Smart Thermostat Settings
Modern smart thermostats adjust automatically to reduce energy waste. Set it between 68°F and 70°F while at home for comfort and savings.
Clean Out Gutters
Prevent ice dams and water backup by clearing leaves and debris before heavy snow. This simple task can prevent significant water damage.
Even incorporating a few of these steps can make a big difference in protecting your home this winter. It's never too late to get started. Stay proactive, and feel free to reach out to us to review your homeowners insurance policy, especially if you're unsure about what's covered during winter weather events.